UNIBANK is a full-service commercial bank incorporated under the laws of Haiti.  Privately-owned, it belongs to approximately 400 Haitian shareholders, who are well-known industrialists, merchants, professionals and investors. UNIBANK is part of a diversified financial services group named “Groupe Financier National” (GFN^Ò) which operates in the following areas: - Commercial banking (UNIBANK), - Investment and merchant banking (UNIFINANCE), - Remittances from Haitians living abroad

(UNITRANSFER), - Micro-credit (MICRO CREDIT NATIONAL), - Consumer credit (UNICREDIT), - Credit cards (UNICARTE)- Real estate investments (IMMOBILIER S.A.-IMSA) - Management consulting  (CAPITAL CONSULT)- Investment company management (Societe Nationale D’investissement – SNI), with interests in industry and distribution UNIBANK and its group of companies are authorized to operate throughout Haiti, and are present in all of Haiti’s major cities.  With (37) branches, UNIBANK has Haiti’s largest branch network (21) in Port-au-Prince, the capital, and (16) in (13) provincial cities).  With close to 600,000 depositors, it has the largest number of clients in the banking sector. UNIBANK and its affiliates employ (1,536) people, of which (68) are in the USA and Canada.  Its subsidiary in the United States, UNITRANSFER, is licensed by the Banking Departments of various states and presently does business in Florida, New York, Massachusetts, New Jersey, Connecticut, Georgia, Illinois, Maryland, Louisiana, Pennsylvania and Rhode Island, as well as in Canada.  It provides money remittance services to 200,000 Haitians abroad. Since its founding in July 1993, UNIBANK is Haiti’s fastest-growing bank and has transformed itself, without any mergers or acquisitions, into one of Haiti’s leading financial institutions, ranking first or second in all important areas of the banking business, with assets of US$550 million and a 30% market share.